Emergency Home Repair Assistance:

The State Housing Initiatives Partnership Program (SHIP) provides funds to local governments as an incentive to create partnerships that produce and preserve affordable home ownership and multi-family housing. The SHIP program was designed to provide very low, low and moderate income families with assistance in the programs that follow below.

Based on funding availability the Emergency Home Repair Program will provide home repair assistance of up to $9,500 for qualified families facing acute emergencies. Funding for this program is through the SHIP-State Housing Initiative Partnership Program. (The maximum amount of assistance is subject to change).

Home Repair Assistance:

When funding is available SHIP pays for repairs that remove conditions that are an imminent threat to the health and safety of the residents. Eligible repairs include re-roofs, electrical repairs, plumbing repairs, and heating/cooling replacement or repair. This program cannot remodel units but instead repairs existing hazardous living conditions.

Requirements include:

Owner occupied homes. Applicant must verify anticipated 12 months income and meet income guidelines. Household income can be as high as 80 percent of Citrus County's median income. Mobile homes built after June 1994 are eligible provided the home is classified as real property and the necessary repair does not exceed $7,000.

Citrus County 2011 Income Limits
Number of Persons in Household 1 2 3 4
$26,600 $30,400 $34,200 $38,000
Number of Persons in Household 5 6 7 8
$41,050 $44,100 $47,150 $50,200


No repayment shall be required provided the client agrees to reside in his or her property as his or her principal place of residence and not to sell, lease, rent, refinance or transfer the property. If a recipient of assistance from this program sells, leases, rents, refinances or transfers their home within five years from the date of signing the Rehabilitation Agreement, the entire amount of assistance must be repaid. If the assisted unit is sold, leased, etc. during years six through nine, a pro-rated amount must be repaid (80% if sold during year six, 60% if sold during year seven, 40% if sold during year eight, 20% if sold during year nine and 0% if sold during year ten).

Funding Availability:

In the event funding becomes available for the SHIP Emergency Repair Strategy a notice would be published and advertised for applications.


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