Home Repair Program for Very Low Income Families:

The State Housing Initiatives Partnership Program (SHIP) provides funds to local governments as an incentive to create partnerships that produce and preserve affordable home ownership and multi-family housing. Applications are accepted year round by appointment as funding is available

Based on funding availability this Home Repair Program will provide rehabilitation repairs to correct serious structural and/or health and safety related issues. The extent of services provided will be based on housing needs and on whether the needed repairs are within the scope of the resources of the SHIP program. Funding for this program is through the State Housing Initiative Partnership Program.

Home Repair Assistance:

Eligible repairs include repair of, or provision for, structural supports and foundations, repair or replacement of electrical wiring, roof, heating and/or cooling system, sanitary water and waste disposal systems, alteration of the units interior or exterior to provide greater accessibility for any disabled family members, and repair of seriously deteriorated siding, porches, or stoops. This program cannot remodel units but instead repairs existing hazardous living conditions.

Requirements include:

Owner occupied homes. Applicant must verify anticipated 12 months' income and meet income guidelines. Household income can be as high as 50 percent of Citrus County's median income. Mobile homes built after June 1994 are eligible provided the home is classified as real property and the necessary repair does not exceed $7,000.

Citrus County 2011 Income Limits
Number of Persons in Household 1 2 3 4
Median Income $47,500
$16,650 $19,000 $21,400 $23,750
Number of Persons in Household 5 6 7 8
Median Income $47,500
$25,650 $27,550 $29,450 $31,350


No repayment shall be required provided the client agrees to reside in his or her property as his or her principal place of residence and not to sell, lease, rent, refinance or transfer the property. If a recipient of assistance from this program sells, leases, rents, refinances or transfers their home within five years from the date of signing the Rehabilitation Agreement, the entire amount of assistance must be repaid. If the assisted unit is sold, leased, etc. during years six through nine, a pro-rated amount must be repaid (80% if sold during year six, 60% if sold during year seven, 40% if sold during year eight, 20% if sold during year nine and 0% if sold during year ten).

Funding Availability:

In the event funding becomes available for the SHIP Home Repair Program for Very Low Income Families Strategy a notice would be published and advertised for applications.


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